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Museum, Libraries, and Historic Property Collections

Whether your client’s museum is a private or public organization, Markel provides all-risk coverage for the collection and changing exhibitions, including protection for temporary and long-term loans, both to and from the museum. 

  • Art library and records
  • Display cases & packing crates
  • Goods in transit

For galleries that do not have collections and require insurance to cover only their exhibition program, Markel offers a flexible, cost-effective coverage solution. Click here for more information.

Coverage Highlights

Insuring an art practice is more than just protecting premises and stock against damage or theft. Markel provides seamless and flexible coverage for business exposures, as well.

Property Coverages

  • Commercial property
  • Bailee legal liability
  • Business interruption
  • Property floaters
  • Property of a fine art nature, including paintings, pictures, etchings, tapestries, rugs, art glass windows, antique furniture, books, memorabilia, and coin and stamp collections
  • Other bona fide works of rarity, historical value or artistic merit, including jewelry, wine, and musical instruments

Liability Coverages

  • Commercial general liability: Limits up to $1 million per occurrence/$2 million aggregate
  • Employment practices liability
  • Host liquor liability

Other Coverages

  • Commercial auto
  • Hired and non-owned and auto 
  • Crime
  • Umbrella: Limits up to $5 million (higher limits available)

Click here to print the Museums product sheet.




 

Basic Fine Arts Coverage

Even our most basic coverage provides solid protection. It features:

  • Broad, all-risks coverage from the time artwork is taken by your client from the owner to the time it is returned, on a worldwide basis
  • Blanket limits on property in your care, custody, and control at scheduled locations and any other unnamed location
  • Domestic and international transits
  • No coinsurance clause 
  • Valuation clauses designed for the art industry
  • Coverage for jointly-owned works of art
  • Special clauses for "loss buy back" or "pairs and sets" 
  • Relaxed appraisal requirements

Enhanced Fine Arts Coverage

Your client may need extra or specific protection. Our policy can be enhanced in many ways to include: 

  • Fine art reference libraries
  • Furniture or fixtures of a fine arts nature
  • Waivers of subrogation
  • Earthquakes, floods, and windstorms
  • Fine arts legal liability
  • Blanket or schedule option

Applications

You must be an appointed agent with Markel to submit an application.
For more information about appointments, click here.

Please click on an application to open and print it. You'll need Adobe Acrobat to view these documents.

Please complete one of the following program applications in addition to an ACORD application

Museums, Libraries, and Historic Property Application
Arts Organizations, Galleries, Studios Application
Nature Center Application

Supplemental Applications

Volunteer Accident Application
Camp Insurance Application
Camp Renewal Application
Restaurant Supplement
Abuse and Molestation Supplement
Youth Programs Application